pension and fund transfers
Pension and fund transfers. Execution-ready data, without chasing providers.
Transfers stall on missing details, PDFs and back-and-forth with providers. Flanks supports specific workflows such as UK pension transfers with execution-ready plan data, and Spanish fund transfers with prefilled transfer orders ready to sign.
From missing details to execution-ready transfers
Discover how Flanks turns challenges into outcomes :
challenge
Chasing providers
Retrieving transfer data means chasing providers through emails, letters and repeated follow-ups.
the outcome with flanks
Direct data retrieval
Data retrieved directly once the client authenticates, with no provider chasing.
challenge
Incomplete and inconsistent data
Data arrives incomplete, in PDFs or CSVs, missing key details like fund codes, charges or transfer values.
the outcome with flanks
Clean and complete transfer data
Complete, validated plan and fund details, standardised into one format across every provider.
challenge
Transfer errors and rejections
Manual data entry on transfer orders causes errors that get transfers rejected and frustrate clients.
the outcome with flanks
Validated transfer order
Prefilled, validated transfer data, with fewer errors and fewer rejected transfers.
challenge
Time-consuming administration
Transfer paperwork takes advisor time away from investment strategy and winning new clients.
the outcome with flanks
More time for client advice
Teams freed from transfer admin to focus on advice, serving more clients without adding headcount.
OUR SOLUTIONS
How Flanks simplifies and automates pension and fund transfers
Clients authenticate once, and Flanks retrieves the data
Your client selects the provider or origin entity and logs in with their usual credentials through Flanks' encrypted gateway. Flanks retrieves the data, with no paper forms or provider requests.
UK pension transfers: execution-ready plan data via API or CSV
Plan type, plan and transfer value, contributions, charges, fund status and ISIN/SEDOL codes, standardised across providers and checked for missing fields. Flanks prepares the data; your team executes.
Spanish fund transfers: prefilled transfer orders, ready to sign
Flanks completes the transfer order with holder details, origin and destination fund, ISIN codes and the amount to transfer, total or partial, so the client signs digitally with validated data.
Regulated, compliant and secure by design
Flanks is EU-registered as an AISP under PSD2, holds a SOC 2 Type II report, and has its security independently audited by EY. It operates in line with GDPR and DORA, and its solution supports MiFID II compliance.
Want transfers that start with complete, validated data?
Talk to us about pension and fund transfers.
Who it’s for
Who uses pension and fund transfers?
Banks and private banks
Winning assets held elsewhere depends on a transfer process clients can complete easily. Flanks retrieves the source data and prefills the transfer, so incoming pensions and funds reach your bank with fewer errors and delays.
Wealth Managers and IFAs
Consolidating a client's UK pensions is a core part of advice, but every transfer means chasing providers for data. Flanks retrieves and validates it once the client logs in, so your team advises instead of processing paperwork.
Family Offices
Moving family assets between banks and custodians means gathering fund and plan details for every holder and entity. Flanks retrieves and validates that data at source and prefills the transfer, so assets move with fewer errors and less back-and-forth.
Fintechs and platforms
Every manual step in a transfer is a point where errors creep in and orders get rejected. Flanks prefills validated transfer data inside your digital journey, so users complete transfers without retyping their details.
Asset Managers
Incoming fund transfers depend on accurate data from the originating manager. Flanks retrieves and validates holder, fund and ISIN details at source, so transfer orders arrive complete and ready to sign.
Clients
How Flanks compares to other providers
Flanks connects, standardises and enriches wealth data end to end, so your advisory and AI run on data you can trust:
Wealth data aggregation methods
Flanks
Flanks is methodology-agnostic: it aggregates data from 700+ custodians via API, data feeds, eBanking, PDF ingestion or manual upload, plus custom integrations for unsupported sources.
Others
Often rely on a single method, such as data feeds, scraping or open banking APIs, leaving gaps wherever an institution doesn't supply data in that format.
asset coverage
Flanks
Flanks gives a 360° view of everything a client holds: financial assets from equities to private markets, pensions and digital assets, liabilities such as Lombard loans and mortgages, and non-financial assets like real estate, art and collectibles, and vehicles.
Others
Often limited to financial assets, with restricted geographic coverage. Liabilities and non-financial assets are only partly supported, if at all.
Wealth data quality
Flanks
Every input standardised under the Flanks data model, reconciled across custodians and enriched with market data from SIX and Morningstar. Ready for reporting and portfolio analytics, analysis and AI.
Others
Quality varies by provider. Your team often has to validate and reconcile data manually, which takes time and adds risk of error.
Modular wealth data layers
Flanks
Choose the data layer you need (Data Aggregation, Normalisation, or Enrichment) and add more features and tools as required. Delivered via API, MCP or the Flanks Platform.
Others
Often sold as bundled solutions, with little flexibility to choose only what you need.
AI-ready wealth data
Flanks
Clean, reconciled data, securely connected via MCP to any AI tool you already use, or put to work in the AI Financial Analyst or Flanks AI Podcast.
Others
Fragmented, inconsistent data can lead AI tools to give inconsistent answers, and connecting client data to them without proper controls may create security and compliance risks.
Regulation, security and compliance
Flanks
Registered with the Bank of Spain as an AISP (reg. no. 6920). PSD2, MiFID II and GDPR compliant, holder of a SOC 2 Type II report and audited by EY, with all wealth data stored in the EU.
Others
Providers outside the AISP regime are not subject to the same licensing, audit and compliance requirements.
Frequently asked questions
What does Flanks cost and how does the pricing model work?
Flanks offers modular plans (Aggregate, Aggregate + Flanks Platform, Snapshot, Valuation, Performance and Global Asset Analysis) and a tailored Enterprise plan for high-volume operations. Talk to the team for a quote.
How can I integrate Flanks into my existing tech stack or PMS?
Through API. Flanks acts as the data layer under your portfolio management system, CRM and reporting tools, so you integrate without replacing existing systems.
How does Flanks ensure data quality, security and regulatory compliance?
Data is standardised, validated and reconciled automatically, and every figure stays traceable to its source. Flanks is EU-registered as an AISP under PSD2, holds a SOC 2 Type 2 report, is audited by EY and operates in line with GDPR and DORA.
How does Flanks aggregate wealth data across custodians, countries and asset types?
Flanks connects to 700+ custodians in 33+ countries, a network that keeps growing, via API, eBanking, data feeds, PDF reports or manual upload. If one is missing, Flanks builds it. Positions, balances and transactions land in one standardised model across asset types.
Can I start with data aggregation only?
Yes. Flanks works the data in levels (Aggregation, Normalisation, Enrichment), so you can start with aggregation and add more later. Use the data via API, MCP or the Flanks Platform and its features, such as Portfolio Analytics Tool and the Reconciliation Tool. See our plans.
Can I use Flanks data in AI tools like Claude or Perplexity?
Yes. The Flanks MCP connects your clean, reconciled wealth data to the AI tools you already use, including Claude and Perplexity, with secure access and no exports or custom integrations. You can also use the AI Financial Analyst, built into the Flanks Platform.
What problem does Flanks solve?
Flanks solves wealth data fragmentation. Client assets sit across many banks and custodians in different formats, so teams clean and reconcile data by hand. Flanks automates it into one consistent, trusted source.
What is Flanks and what is wealth data infrastructure?
Flanks is a wealth data infrastructure company. It connects, standardises and delivers financial data from banks, custodians and alternative assets, giving wealth institutions one source of truth to scale advisory and AI-driven wealth management.